Construction Equipment Finance | Kane Financial Services

An upward shot of a yellow crane positioned hight in the sky, with two of cranes partly in view.

Get premium construction equipment at no upfront cost

With contracts that frequently exceed six figures, construction can be an incredibly lucrative industry even for smaller contractors. But this higher income potential comes at the cost of the highly expensive equipment required to meet your clients’ construction needs. This can make expanding your business prohibitively expensive when you rely on existing funds alone, limiting your operational capabilities.

To offset the upfront costs of equipment, firms throughout the UK and Ireland rely on construction asset finance. This allows you to safely borrow money for new equipment by offering your existing assets as collateral.

Intricate construction scaffolding erect for some form of project.

That means you can undertake bigger and more lucrative projects without waiting years to build up the necessary capital by yourself.

Construction equipment financing only requires you to make small monthly repayments, typically at a fixed interest rate, in return for high-quality machinery and apparatuses. And when you partner with Kane Financial Services as your construction equipment finance company, we can match you with plans that have far lower rates than those of high-street lenders. Get in touch now for a free quote and discover how construction asset finance can accelerate your business.

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What are the benefits of construction equipment finance?

AVOID HIGH UPFRONT COSTS

Pay nothing upfront and spread the cost of your equipment over its operational lifespan

ENJOY FINANCIAL PEACE OF MIND

Construction equipment financing is low-risk and 100% tax deductible from profits

GET THE EQUIPMENT YOU WANT

Purchase machinery from a range of suppliers and pay for it all under a single plan

MANAGE YOUR BUDGET WITH EASE

Small, predictable payments make cash flow management a simple and straightforward

A bird's-eye view of multiple concrete mixers parked in a car park, next to a mound of sand and gravel.

You can get construction equipment finance for:

Cranes
Bulldozers
Excavators
Telescopic handlers
Dump trucks
Cement trucks
Scaffolding
Aerial work platforms
Much more

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Partner with a trusted construction asset finance lender

Finding the right lender can be the difference between sustainable business growth and having to compromise or delay. By working with a construction equipment financing expert, you can move forward quickly with rates and terms that suit your commercial needs.

Long-term asset value

Niche lenders understand how construction equipment actually depreciates. So they can offer tailored repayment plans that better reflect the real value of heavy machinery over time.

Fewer delays

Expert advice ensures you can present a complete, detailed application the first time. This leads to faster approvals, allowing you to access the construction machinery you need more quickly.

Realistic repayment cycles

Demand for construction work changes with the seasons. That’s why construction asset finance providers create bespoke repayment plans that align with your workload and projected income.

Non-standard options

Specialist lenders are able to fund secondhand or niche machinery that high street lenders might refuse. That means you can get the exact equipment you need without compromising.

Fund the assets you need to grow

Heavy equipment and earthmoving machinery

Even for established construction firms, the large upfront cost of heavy equipment can be unmanageable. And even if you can afford it, the blow to your working capital can make it more difficult to meet daily business costs.

Spreading the cost into smaller monthly repayments lets you acquire essential equipment without harming cash flow. That means you can more easily cover the labour, materials and maintenance required to complete your projects on time.

Access to the right machinery also puts you in a stronger position to take on larger, more complex work. So by making a strategic heavy machinery asset finance investment now, you lay the foundations for future growth and success.

Access and lifting equipment

Not every project demands cranes, telehandlers or access platforms that let you work at height. But constantly hiring these to meet short-term needs can be very expensive. Over time, this could cost you more than investing in the equipment yourself.

Similar to hiring, asset finance lets you access the access and lifting equipment you need with smaller without large upfront expenses. The advantage is that, depending on your agreement, you can choose ownership, upgrade or return at the end of your contract.

This gives you more control over availability and helps you save money at the same time. By reducing your reliance on hire and maintaining strong working capital, your construction equipment finance agreement enhances both current and upcoming projects.

Tools, attachments and specialist gear

Smaller construction equipment is a lot more affordable and easier to source than large machinery. But when you need to source a high number of different assets from a wide range of suppliers, the costs and complexity quickly add up.

Construction asset finance lets you bring multiple items together under one agreement. This simplifies purchasing and cost tracking, making it easier to project your cashflow while keeping your team properly equipped.

Having the right tools ready when you need them also lets you take on a wider range of projects without delay. That means you can boost your efficiency and profitability without being held back by missing equipment.

A yellow and black excavator positioned near a hill, showcasing its large tracks and bucket against a backdrop of earthy tones.

Get free advice for construction equipment finance

Kane Financial Services has over 35 years’ experience in matching firms throughout the UK and Ireland with affordable asset finance plans. Speak with our friendly team today for free information and advice on construction asset finance.