Agricultural Finance | Kane Financial Services

Get new agricultural and farming equipment without high upfront costs

Agricultural and farming businesses require a great deal of expensive equipment and vehicles to raise livestock, plant and harvest crops, and meet customer demands. But with agricultural finance, you can spread the cost of assets over several months or years to avoid spending large sums of money at once.

Under an agricultural finance agreement, you can start using your newly acquired asset right away. You then make small, low-risk monthly payments, typically with a fixed interest rate, until your contract expires

This allows you to quickly expand your operation and meet higher demands, with the potential for higher profits and better business prospects.

As a highly experienced independent asset Finance Broker for the UK and Ireland, Kane Financial Services matches you with clear finance plans at excellent rates. Get a free quote today to see your available agricultural and farming finance options, and grow your business with top-quality equipment and vehicles.

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What are the benefits of agricultural and farming finance?

EXPAND YOUR BUSINESS

Get the equipment and vehicles you need to process more product, meet higher demand and earn more money

AVOID LARGE ONE-OFF PAYMENTS

Protect your cash flow by making small, predictable payments spread out over your contract term

GET A PERSONALISED PLAN

Choose from a wide range of agricultural and farming finance plans designed around your needs and budget

QUICK, SIMPLE AND SECURE

Raise funds in a flash with straightforward contracts and no risk of bankruptcy if the unexpected happens

You can get agricultural and farming finance for:

Tractors, combine harvesters and balers
All-terrain and rough-terrain vehicles
Livestock handling and feed systems
Drilling and planting machinery
Cultivation and harvest machinery
Irrigation and fertilising equipment
Food processing units
Grain stores
Much more

Connect with an agriculture and farming specialist

High street lenders don’t understand the unique needs and cycles of the agriculture and farming industries. That’s why we match you with specialist lenders who can tailor your asset finance plan to suit your business.

Prep for seasonal cash flow

Agricultural and farming incomes are highly seasonal. A specialist can offer personalised repayment plans that match your income cycles to relieve pressure

Ensure accurate valuations

Niche lenders know the costs, depreciation rates, typical lifespans and maintenance needs of your equipment. So unlike other lenders, they can offer you a fair price

Benefit from expert insights

Arable, pastoral and mixed farms all have different structures and risks. A knowledgeable lender can help you make smarter choices with more flexible terms

Build long-term partnerships

Providers who specialise in agriculture and farming asset finance want to support you through multiple investments. With their help, your business can keep growing

Fund the assets you need most:

Machinery & Equipment

Efficient, reliable tools are essential for boosting your productivity. Agriculture finance lets you upgrade or replace aging equipment, and afford the latest machines that are otherwise out of your price range. Some of these assets depreciate quickly due to heavy wear or advancing technology. But with your choice of asset finance options, you can aim to either own the equipment or return it at the end of your contract. This helps you reduce costs as much as possible while still getting the gear you need to expand your business. With agriculture asset finance for machinery and equipment, you can boost your revenue quickly in the most cost effective way possible.

Agricultural Vehicles

From transportation and deliveries to livestock management and crop monitoring, vehicles play an important role in any farm. Agriculture and farming asset finance gives you the opportunity to replace older vehicles or expand your fleet while spreading costs over time.

Unlike regular vehicle finance, agriculture finance accounts for the heavy-duty nature of the work. Depending on your contract, lenders might take responsibility for upkeep and maintenance, freeing you from unnecessary risk.

Vehicles also tend to hold value longer than equipment and have defined secondary marketplaces. So industry-specific lenders can offer longer terms or allow upgrades partway through your contract. That means you can enjoy higher revenue with lower monthly repayments and more efficient vehicles.

Agricultural Buildings and Infrastructure

You can use asset finance to support new builds, refurbishments or upgrades to grow or enhance your business. These structural assets have different requirements that only an established industry lender will understand.

Machinery and vehicles are expected to wear out. But buildings and infrastructure are permanent assets that often last 10-30 years. So niche lenders generally offer finance based on how much your project can boost productivity or improve output stability, not just asset cost.

Specialists can also advise on permissions and compatible funding options like grants or subsidies, helping to reduce risk. With their expert insights, you can invest confidently to enhance your output and futureproof your farm in a changing market.

Get free advice for agricultural and farming finance

With agricultural and farming finance, you can get essential equipment without putting your cash flow at risk. Contact our expert staff now to discuss finance plans that suit your needs and budget, or to get free information and advice.