Marine Asset Finance | Kane Financial Services

A special transportation ship, transporting goods on a river, going under a bridge.

Set sail with low-risk marine asset finance

Sailing is both one of life’s finest luxuries and a powerful tool for business ventures. But whether you dream of soaking in the sun on your own personal yacht or commanding a fleet of commercial ships, you first need the funds to purchase your boat. With a marine asset finance loan, you can skip years of saving and buy your first boat right away – all with minimal risk.

Asset finance allows you to offer existing assets as collateral against a loan that only requires small monthly payments, typically at a fixed interest rate.

A fishing boat out on the ocean during rough seas.

Not only is asset finance easy to repay, but it also removes the risk of bankruptcy and doesn’t affect your other lines of credit. That means you can buy your boats with no upfront costs and still have the utmost confidence in the stability of your finances.

As an Independent Asset Finance Broker with more than 35 years’ experience in the UK and Ireland, Kane Financial Services helps people like you fulfil their sailing dreams. Many of our top deals are exclusive to the broker community, meaning we can offer far better rates than high-street lenders. Get in touch today for a free quote to discover how you can set sail with marine finance.

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What are the benefits of marine finance?

BUILD YOUR FLEET WITH A SINGLE CONTRACT

Get your choice of sailing vessels from a range of manufacturers and pay for them under one plan

MAKE A SMART FINANCIAL DECISION

Marine finance is 100% tax deductible from profits with no risk of bankruptcy if you can’t pay

AVOID UNEXPECTED UPFRONT COSTS

Spread the cost of your boat across its sailing lifespan and keep your financial reserves

SIMPLE, STRAIGHTFORWARD BUDGETING

With predictable monthly payments, you can easily plan your finances around your loan agreement

A sailing yacht out on the ocean during the day.

You can get marine finance for:

Sailing yachts
Sports boats and rigid inflatable boats (RIBs)
Commercial working boats
Large motor cruisers
Barges, narrowboats and widebeams
Inshore tug boats and barges
Wind farm service vessels
Much more

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Find your specialist marine asset finance lender

Boat finance is a small price to pay to live your sailing dreams – but it’s still a big investment. By working with a trusted and experienced marine financing expert, you enjoy a clear, straightforward process with a contract that meets your specific needs.

Clear guidance

Expert marine finance lenders make complex finance paperwork easy to understand. That means you know exactly what you’re signing with straightforward answers to any questions.

Faster approval

Boat financing contracts need different information and evidence compared to other assets. Specialist advice ensures you can give the right details the first time around.

Better value

Well-connected lenders know the best places to source sailing vessels and boating equipment. With their help, you can enjoy exceptional deals that high street lenders can’t match.

Easy repayments

Niche boating finance providers understand the costs involved with leisure and commercial sailing. So they can offer rates and terms that help you maintain strong cash flow.

Fund your dream sailing vessels

Leisure boats and recreational vessels

Getting yourself a smaller leisure craft is an excellent way to start or upgrade your watergoing hobby. But once you’ve chosen the right engine, build and features, a simple decision can grow into a daunting upfront cost.

Trying to pay for everything all at once can limit your options and leave you short for running costs, storage and maintenance. That’s why recreational sailors rely on marine asset finance to secure their ideal vessel without compromising on quality.

Asset finance for leisure boats and recreational vessels lets you spread one lump-sum expense into smaller, more manageable repayments. By connecting with a marine financing lender, you can indulge in blissful hobby sailing and manage the costs of ownership without worrying about cashflow.

Sailing yachts and motor cruisers

Investing in the perfect vessel rather than just a decent boat has a huge impact on your luxury sailing. But size, build quality and onboard systems come at a cost that can feel unattainable.

With a structured marine asset finance plan tailored to your needs, you can get all of your desired features without wasting years saving money. This gives you the freedom to make the choice you actually want.

The cash you keep also makes it much easier to manage the cost of ownership. That means you can handle maintenance, running costs and even regular upgrades without putting unnecessary strain on your finances.

Commercial and specialist marine vessels

When you rely on marine vessels as part of your operations, your level of investment can have a big impact on output and efficiency. Avoiding high upfront costs while still benefiting from superior vehicles isn’t just useful, it’s essential.

Commercial marine finance ensures you secure high-quality essential assets without disrupting your cashflow. This lets you grow your business quickly rather than delaying your purchasing decisions.

Niche marine asset finance lenders for businesses also structure your terms and repayment intervals around how you plan to use your commercial vessel. By balancing costs with income cycles, it becomes easier to maintain steady operations while investing in the future of your business.

A peaceful canal with canal boats moored on the left, with lots of greenery either side of the canal.

Get free advice for marine finance

Large or small, ocean or river, commercial or pleasure, our friendly and experienced finance team is here to match you with the perfect marine finance plan for your boating needs. Contact us today for free expert advice.

Marine Finance